Research

July 2018

HILDA Survey: Selected Findings from Waves 1 to 16

Australia The University of Melbourne

May 2018

National Economic and Social Impact Survey (ESIS)

Australia The Salvation Army Australia

March 2018

Using Survey and Banking Data to Measure Financial Wellbeing

Australia CBA and Melbourne Institute, The University of Melbourne

November 2017

MoneyMinded Impact Report 2017

Australia School of Economics, Finance and Marketing, RMIT University

September 2017

Australian Financial Attitudes and Behaviour Tracker

Australia ASIC and EY Sweeney

Exploring Financial Wellbeing in the Australian Context

Australia Muir, Hamilton, Noone, Marjolin, Salignac & Saunders, UNSW

Financial Resilience in Australia 2016: Why is financial stress on the rise?

Australia NAB and Centre for Social Impact

August 2017

Building Seniors' Financial Capability

Australia Australian Securities & Investments Commission

November 2016

The Economic Impact of Improved Financial Capability

United Kingdom Europe Economics

MoneyMinded Impact Report 2016: The role of financial education in a family violence context

Australia School of Economics, Finance and Marketing, RMIT University – Russell, Stewart, Kutin & Rankin

September 2016

Building blocks to help youth obtain financial capability

United States of America Consumer Financial Protection Bureau (CFPB)

Evaluating the Wesley Mission In Charge of My Money financial literacy program for vulnerable populations

Australia Wesley Mission – Zanoni L, Warburton W, Russell R, Warburton M & Flynn L

OECD/INFE Core Competencies Framework on Financial Literacy for Adults

France OECD

Pathways to Resilience

Australia Good Shepherd Microfinance - Randrianarisoa & Eccles

Young Adults' Financial Capability

United Kingdom The Money Advice Service

August 2016

Financial Resilience in Australia 2015

Australia NAB and Centre for Social Impact

May 2016

Access to financial services in the UK

UK Financial Conduct Authority (FCA)

The link between financial confidence and financial outcomes among working-aged Canadians

Canada Social Research and Demonstration Corporation (SRDC) for the Financial Consumer Agency of Canada

The role of financial literacy in financial decisions and retirement preparedness among seniors and near-seniors

Canada Social Research and Demonstration Corporation (SRDC) for the Financial Consumer Agency of Canada

April 2016

Using behavioural insights to improve financial capability

New Zealand Financial Markets Authority

March 2016

MoneyMinded Report 2015

Australia School of Economics, Finance and Marketing, RMIT University – Russell, Kutin & Stewart; Russell, Kutin & Godinho

December 2015

Australian Financial Attitudes and Behaviour Tracker: Wave 3, Key Findings

Australia ASIC and EY Sweeney Research

Generating knowhow later in life

Australia Brotherhood of St Laurence – Kimberly, Simons & Wickramasinghe

October 2015

Financial Capability Strategy

UK UK Financial Capability Board (FCB) and The Money Advice Service

March 2015

Eight Years on the Fringe

Australia Centre for Social Impact for NAB

Stocktake of Indigenous Financial Literacy Resources

Australia ASIC

February 2015

Evaluation of MoneyMob Talkabout: Final Report

Australia Garner & Pryor for Matrix On Board

Evaluation of Saver Plus Phase 5: 2011-14

Australia School of Economics, Finance and Marketing, RMIT University – Russell & Kutin

Evaluation of Saver Plus Phase 5: 2011-14

Australia School of Economics, Finance and Marketing, RMIT University – Russell & Kutin

Saver Plus: A decade of Impact

Australia School of Economics, Finance and Marketing, RMIT University – Russell, Stewart & Cull

January 2015

Financial Wellbeing: the goal of financial education

United States of America Consumer Financial Protection Bureau (CFPB)

OECD/INFE Core Competencies Framework on Financial Literacy for Youth

France OECD

Understanding and Improving Consumer Financial Health in America

United States of America Centre for Financial Services Innovation (CFSI)

oneyMinded Education Workshop & Mentoring Program Evaluation

Australia School of Economics, Finance and marketing, RMIT University – Russell, Kutin & Green

September 2014

My Moola: Report from the evaluation of an Indigenous financial literacy program

Australia Moodie (RMIT University), Diallo Roost & Dommers (Brotherhood of St Laurence) for First Nations Foundation

The financial literacy of young Australians: An empirical study and implications for consumer protection and ASIC's National Financial Literacy Strategy

Australia Ali, Anderson, McRae & Ramsay

August 2014

The Money Advice Service Debt Advice Review 2013-1

UK The Money Advice Service and Optimis Research

March 2014

Financial Capability of Young Adults – A Generational View

United States of America Gary R. Mottola, Ph.D., FINRA

Life Changing Loans at No Interest

Australia The Centre for Social Impact for Good Shepherd Microfinance

Money Lives: the financial behaviour of the UK

UK The Money Advice Service

January 2014

Enhancing Financial Capability and Behaviour in Low- and Middle-Income Countries

United States of America Financial Literacy and Education Russia Trust Fund, Washington DC, World Bank Group

Financial literacy of secondary students, and its place within secondary schools

New Zealand New Zealand Council for Educational Research for Commission for Financial Literacy and Retirement Income

Rigorous evaluation of financial capability strategies: Why, when and how

United States of America Consumer Financial Protection Bureau (CFPB)

Taxation and Superannuation Literacy in Australia: What do people know (or think they know)?

Australia T. Chardon in JASSA – The Finsia Journal of Applied Finance Issue 1 2014

Toolkit for the Evaluation of Financial Capability Programs in Low- and Middle-Income Countries

United States of America Yoong, Joanne; Mihaly, Kata; Bauhoff, Sebastian; Rabinovich, Lila; Hung, Angela; 2013, Financial Literacy and Education Russia Trust Fund, Washington DC, World Bank

December 2013

Evaluation of MoneyMob Talkabout: Progress Report

Australia Pryor & Garner for Matrix On Board

StartSmart Evaluation: Summary Observations and Recommendations

Australia Australian Council for Educational Research (ACER) for the Commonwealth Bank Foundation

StartSmart Impact Report

Australia Australian Council for Educational Research (ACER) for the Commonwealth Bank Foundation

November 2013

Financial Capability of the UK

United Kingdom The Money Advice Service

September 2013

Advancing National Strategies for Financial Education

Russia G20 Russia Presidency/OECD

July 2013

Financial Literacy and Credit Card Behaviours: A Cross-Sectional Analysis by Age

United States of America Allgood, S. and Walstad, W.

Financial Literacy and Financial Behaviour Among Young Adults: Evidence and Implications

United States of America De Bassa Scheresberg, C. (Global Centre for Financial Literacy)

Financial Literacy and Retirement Planning in Australia

Australia J.R. Agnew, H. Bateman and S. Thorp in Numeracy, Vol 6, Issue 2, 2013

Westpac Kids and Money Report

Australia Westpac

June 2013

Measuring Financial Exclusion in Australia

Australia The Centre for Social Impact for NAB

May 2013

Habit Formation and Learning in Young Children

United Kingdom The Money Advice Service

MoneyMinded Report 2012

Australia School of Economics, Finance and Marketing, RMIT University – Russell, Stewart & Cattlin

April 2013

StepUP Loan Program: A Little Help Goes a Long Way

Australia The Centre for Social Impact for Good Shepherd Microfinance and NAB

January 2013

Evaluation of the Money 4 Wellbeing Pilot Program

Australia School of Economics, Finance and Marketing, RMIT University – Russell & Green for The Smith Family

Measuring Financial Capability: Questionnaires and Implementation Guidance for Low- and Middle-Income Countries

United States of America Kempson, Elaine; Perotti, Valeria; Scott Kinnon; 2013, Financial Literacy and Education Russia Trust Fund, Washington DC, World Bank

December 2012

Measuring the Impact of Microfinance ‘Money Conversations’ on Financial Capability: A trial study

Australia God Shepherd Youth & Family Service – Corrie for the Commonwealth Department of Families, Housing, Community Services and Indigenous Affairs (FaHCSIA)

February 2012

Making Money Count More: An evaluation of Making Money Count

Australia Sinclair Consultants Pty Ltd for Mission Australia and the Citi Foundation

January 2012

High Level Principles for the Evaluation of Financial Education Programmes

France OECD International Network on Financial Education (INFE)

December 2011

ANZ Survey of Adult Financial Literacy in Australia

Australia ANZ and Roy Morgan Research

November 2011

Case Study Evaluation of the MilbaDjunga (Smart Money) program

Australia School of Economics, Finance and Marketing, RMIT University – Russell, Yoosuf & Cattlin for ASIC and Queensland Department of Education and Training

May 2011

Measuring Financial Exclusion in Australia

Australia The Centre for Social Impact for NAB

April 2011

Evaluation of Yarrabah and Palm Island Money Management Services

Australia James Cook University – Robertson & Clough for Indigenous Consumer Assistance Network (ICAN)

Money matters in Times of Change: Financial vulnerability through the life course

Australia Z. Arashiro for Brotherhood of St Laurence

December 2010

Evidence Versus Emotion: How Do We Really Make Financial Decisions?

Australia Citi Australia and The Australian Institute

January 2010

Detailed Guide to Evaluating Financial Education Programmes

France OECD International Network on Financial Education (INFE)

October 2008

ANZ Survey of Adult Financial Literacy in Australia

Australia ANZ and the Social Research Centre

July 2008

Financial Capability: A Behavioural Economics Perspective

United Kingdom Prepared for the Financial Services Authority, by David de Meza, Bernd Irlenbusch and Diane Reyniers, London School of Economics

April 2008

Financial Literacy: Women Understanding Money

Australia Financial Literacy Foundation

September 2007

Financial Literacy: Australians Understanding Money

Australia Financial Literacy Foundation and DBM

March 2006

Levels of Financial Capability in the UK: Results of a Baseline Survey

United Kingdom Prepared for the Financial Services Authority, by Adele Atkinson, Stephen McKay, Elaine Kempson and Sharon Collard, Personal Finance Research, University of Bristol

November 2005

ANZ Survey of Adult Financial Literacy in Australia

Australia ANZ and AC Nielsen

June 2005

Measuring Financial Capability: An Explanatory Study

United Kingdom Prepared for the Financial Services Authority, by Personal Finance Research, University of Bristol

May 2003

ANZ Survey of Adult Financial Literacy in Australia

Australia ANZ and Roy Morgan Research