Australians in control of their financial lives

Australians’ financial attitudes and behaviours*

59 % Pay their credit card balance in full each month
35 % Know the exact value of their super
40 % Understand the concept of diversification
53 % Pay more than the minimum amount due on their mortgage

*Australian Financial Attitudes and Behaviour Tracker, Wave 6, 2018

Go to next section

What's New

Financial Wellbeing Network

Do you want to get connected, learn and share – then join the Financial Wellbeing network and find a community that is making a difference.



The Financial Wellbeing Network brings together practitioners, educators, researchers, policy makers, academics and other professionals who are committed to empowering Australians to be in control of their financial lives.

It is a cross-sector platform that supports members to connect, collaborate, share knowledge and discover new evidence-based approaches to complete our work.

The network is led by the Australian Securities and Investments Commission – lead Australian Government Agency for financial capability.

Network Benefits

Be inspired to expand your thinking & approach at our national events and conferences. Connect with other network members and share expertise at our face-to-face networking events.
Be informed about what is happening in the network, hear from thought leaders, get information about the latest research and promote your work via our newsletter.
Research hub:
Stay informed about the latest Australian and international research on our research hub.
Expertise and resources:
Access to consumer, communication and service delivery expertise.
Thank you for signing up. You should receive a confirmation email shortly.

Upcoming event

Upcoming webinar

Financial Wellbeing
Network Webinar

Thursday 29 October 2020

12.30pm – 1.30pm (AEDT)


Hosted by ASIC's Financial Wellbeing Network


National Financial Capability Strategy

The National Financial Capability Strategy, led by ASIC, informs and drives actions to improve the financial capability of Australians.

The National Strategy identifies three behavioural areas in which Australians can be empowered to take control of their financial lives:

  • Managing money day-to-day
  • Making informed money decisions
  • Planning for the future


Measuring the impact of financial capability

Many people and organisations are working across Australia to improve financial capability and deliver on the vision of the National Financial Capability Strategy. We do this work because we believe it makes a difference to the wellbeing of people and communities. But how do we decide what changes we are working towards, and how do we measure the impact of this work?

What is Australia doing?

The below organisations deliver initiatives aligned to the National Strategy that empower Australians to be in control of their financial lives.



The Financial Capability website is managed by the Australian Securities and Investments Commission (ASIC). ASIC is Australia's corporate, markets, financial services and consumer credit regulator. For more information about ASIC's role as a regulator, go to the ASIC website.

ASIC is the leading Government agency for financial capability, driving initiatives to help Australians be in control of their financial lives. This includes leading and coordinating the National Financial Capability Strategy 2018.

Thank you for signing up. You should receive a confirmation email shortly.